A credit inquiry removal letter is used to alert the credit bureaus of an unauthorized inquiry and request that it be removed. Upon receipt, it is the credit bureaus duty to investigate your claim with the information provider and make a decision about whether it should remain or be deleted from your credit report.

While inquiries don’t have a major impact on your credit score, damage could result if too many appear in a short window of time. That’s why it’s important to have unauthorized inquiries removed as your report should only reflect what is accurate.